Credigy invests in a variety of real-estate-backed investments, including first and second-lien mortgages,
reverse mortgages, and mortgage servicing rights, amongst others.
$800MM MSR Financing - Portfolio of mortgage servicing rights.
$291MM RPL/NPL Mortgage Financing - Portfolio of re-performing and non-performing first mortgages.
$290MM 2nd Lien Resi Investment - Seasoned portfolio of 2nd lien home equity loans.
$480MM Proprietary Reverse Mortgage - Credigy financed a portfolio of proprietary reverse mortgages.
$220 MM Non-QM Mortgage Investment .
Consumer-Secured
Credigy invests in a variety of consumer loans that are secured by UCC filings against real assets.
These investments include residential solar loans and some other types of home improvement loans.
$230MM Home Improvement Loan Investment - On a forward flow basis, Credigy acquired a portfolio of home improvement loans loans originated by a leading home improvement finance company.
$100MM Solar Loan Investment - Seasoned portfolio of consumer loans used to finance the installation of a residential solar array and related equipment.
Consumer-Unsecured
Credigy invests in unsecured consumer receivables, including private student loans and personal loans.
$1.3B Marketplace Loan Investment - Credigy participated in the forward flow investment of prime credit personal loans originated by Lending Club in 2017.
$100MM Student Loan Financing - Credigy financed a seasoned portfolio of private (non-federal) student loans for an industry leader.
Insurance Related
Credigy invests in consumer-related products that are ultimately backed by insurance companies, such as structured settlements,
life-contingent structured settlements, hedged life-contingent structured settlements, assignable annuities, lottery receivables, life settlements,
and consumer-related warranties.
$230 MM Life Settlements Financing
Other (Small Business, Auto, etc.)
Credigy also invests in other areas, such as small business receivables and in the auto finance industry, including both auto loans and leases.
$1.4B Auto Lease Investment - Credigy acquired an economic interest in a portfolio of prime auto leases.
$890MM Auto Lease Financing - Credigy financed a portfolio of residual interests in auto lease ABS transactions.
$300MM Vehicle Service Contracts Financing - Credigy financed a portfolio of vehicle service contracts for an investor.
$400MM Small Business/E-Commerce Financing - Credigy financed the forward flow investment of e-commerce-focused small business receivables.